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PayPay · at a glance

Japan’s leading mobile payment & QR code service — fast, secure, and rewards‑rich.

Disclaimer: This is an independent, third‑party informational resource. We are not the official PayPay website and do not represent PayPay Corporation. For official information, please visit the official PayPay website.

What is PayPay?

QR / Barcode payments

Pay in stores, online, and in‑app by scanning a QR code or displaying your barcode.

Peer‑to‑peer transfers

Send and receive money instantly between friends and family — split bills with ease.

Rewards & cashback

Earn points on every payment, with frequent campaigns offering up to 20% cashback.

Digital wallet

Top up via bank transfer, credit card, or convenience store — manage all in one app.

Key features

Free for personal use
Linked to major Japanese banks
PayPay points & exclusive coupons
Split payment with friends
Invoice & business payments
Available on iOS & Android

How to get started

  1. Download the app From the App Store or Google Play (official PayPay app).
  2. Create an account Sign up with your phone number and verify your identity.
  3. Add funds Link a bank account, credit card, or load cash at a convenience store.
  4. Start paying Scan QR codes or show your barcode at millions of merchants.

Frequently asked

Is PayPay free?
Yes, for standard personal use. Some business features may have fees.
Where can I use PayPay?
Millions of stores across Japan, plus online shops and partner apps.
Is PayPay safe?
Yes. It uses encryption, two‑factor authentication, and fraud monitoring.
Can I use it outside Japan?
Currently focused on Japan; availability abroad is limited.